Take Control Of Every DirhamThe Expense Tracker That Protects Your Privacy
Track credit cards, bank accounts, and transactions in one beautiful dashboard. Stop wondering where your money went — start knowing.
Native currency
Bank logins needed
Data encryption
Forever plan
Where Did My Money Actually Go?
You check your balance. It's lower than you expected. Again. Between groceries, taksit installments, subscriptions, and the odd Careem ride, your bank statement turns into a puzzle by the end of the month.
Fixpenses solves that puzzle for you. Every transaction gets sorted into a category the moment it happens, so instead of scrolling through pages of line items, you get a clear picture: what you spent, where, and how it compares to last month.
No spreadsheets. No guesswork. Just a straight answer to the question every UAE resident asks on the 25th of the month.
Track Every Dirham Without Handing Over Your Bank Login
Fixpenses gives you one clean view of your spending, budgets, and savings, built specifically for how people manage money in the UAE. Add your cards, set your limits, and see exactly where your money goes, all inside a dashboard your partner can share and no one else can touch.
No bank credentials ever shared — you add balances yourself
Share with your partner. No one else can touch it
See your first spending snapshot in minutes
Your Full Financial Picture, In One Place
Purpose-built for UAE residents — from ADCB to Mashreq, from credit cards to IBAN accounts.
Credit Card Tracking
Monitor balances, bill dates, and payment due dates for all your cards. Never miss a payment deadline again.
Bank Accounts
Track multiple UAE bank accounts with running balances updated automatically with every transaction.
Invoice Management
See all upcoming bills at a glance, track paid invoices per billing period, and export summaries.
Installment Support
Split purchases across months with full taksit tracking, per-month breakdowns, and completion forecasts.
Budgets & Limits
Set spending limits by category or card. Get alerted before you overspend.
Financial Goals
Set savings targets, track progress toward big purchases, and celebrate milestones.
Detailed Reports
Visualise spending trends by category, card, or time period with beautiful charts.
Secure & Private
Your data is encrypted and tied to your account only. Sign in with email or GitHub OAuth.
AED Native
All amounts displayed in UAE Dirhams with proper AED formatting. No currency confusion.
Your Fixpenses Dashboard
Every account, one screen
One Secure Dashboard For All Your Bank Accounts
Stop switching between five different banking apps to see where you stand. Fixpenses pulls your accounts into one dashboard, so your bank balance, your credit card due date, and your savings goal all sit on the same screen.
You see the full picture the moment you log in, not after piecing it together from five separate app notifications. Your data stays encrypted and isolated to you alone, so the convenience never costs you privacy.
Three Steps To Financial Clarity
Create Your Account
Sign up in seconds with email or GitHub. No credit card needed. Your account is ready instantly.
Add Your Cards & Accounts
Add your UAE credit cards and bank accounts manually. Set balances, bill dates, and limits.
Start Tracking
Log transactions, view reports, and see your complete financial picture in one dashboard.
Fixpenses For Everyone — Not Just Individuals & Families
Fixpenses works the same way regardless of who's using it — one login, one dashboard, adjusted to fit your situation.
Individuals & Families
Track your own spending, or share a dashboard with your partner so household expenses stop living in two separate memories. See who paid for what, what's left in the monthly budget, and what you're both saving toward — all without a shared spreadsheet someone forgets to update.
Plans That Grow With You
No hidden tiers, no “contact sales” for basic features — just the best expense tracker in the UAE. Start free, see the value, upgrade only if you need more. All prices in AED, no surprises.
Starter
Perfect for getting started with personal finance tracking.
- 1 credit card
- 1 bank account
- 100 transactions / month
- Basic reports
- AED native formatting
- Email & GitHub sign in
Pro
Unlock the full power of Fixpenses for serious savers.
- Unlimited credit cards
- Unlimited bank accounts
- Unlimited transactions
- Advanced reports & charts
- Budget & spending limits
- Financial goals tracking
- Invoice management
- Installment tracking
- Dark mode
- Priority email support
Premium
For power users who need exports, advanced analytics and top support.
- Everything in Pro
- CSV & PDF data export
- Advanced spending analytics
- Custom categories
- Recurring transaction templates
- WhatsApp & email reminders
- Dedicated account manager
- 1-hour response SLA
All plans include a 14-day free trial. No credit card required to start. Cancel anytime.
Your Data Is Protected & Private
Money data is personal. Fixpenses is built to protect it at every layer, not as an afterthought.
AES-256 Encryption
Your data gets encrypted with AES-256, the same standard banks and governments use to protect sensitive records. Whether it's sitting in storage or moving between your device and the server, it stays unreadable to anyone but you.
Secure Password Hashing
Your password never gets stored as plain text, anywhere, ever. It's hashed before it touches a database, so your actual password stays out of reach even in a breach elsewhere.
Brute-Force Protection
Repeated failed login attempts get blocked automatically. Someone guessing your password gets locked out long before they get close.
Zero Credential Storage
Fixpenses never asks for your online banking username or password, and never stores one. You add account details manually, on your terms.
Complete Data Isolation
Your financial data lives in its own isolated space, separate from every other user's. No shared access, no cross-account visibility.
Why Privacy Matters
Your spending habits say a lot about your life — your income, your relationships, your plans. That's exactly why Fixpenses treats privacy as the foundation, not a feature. You get full visibility into your own money, and no one else gets a window into it.
What Our Users Are Saying
Real people. Real dirhams. Real results.
“Finally an app that actually understands UAE finances. Tracking taksit payments across three credit cards used to be a nightmare — now it takes seconds.”
Ahmad Al-Mansoori
Senior Software Engineer · Dubai, UAE
“The invoice management feature is a game-changer. I always know exactly when my ADCB and FAB bills are due. My credit score has improved because I never miss payments now.”
Sara Al-Rashidi
Financial Analyst · Abu Dhabi, UAE
“I manage accounts for my family and personal use. The budget limits feature helped me save AED 2,000 in the first month. Absolutely recommend.”
Omar Khalil
Business Owner · Sharjah, UAE
“The reports section showed me I was spending AED 1,500/month on dining. That was eye-opening. Now I cook more and saved enough for a Maldives trip!”
Layla Al-Farsi
Marketing Manager · Dubai, UAE
“Simple, fast, and everything is in AED. No dealing with dollar conversions or irrelevant features. Exactly what I needed as an expat managing UAE finances.”
Khalid Butt
IT Consultant · Dubai Internet City
“I used to use Excel spreadsheets. Now with Fixpenses I spend 5 minutes a week on my finances instead of an hour. The free plan has everything I need.”
Rania Hassan
Teacher · Ajman, UAE
Got Questions? We Have Answers.
Do I Need To Connect My Bank Login?
No. Fixpenses never asks for your online banking username or password. You add your accounts and cards manually, so your bank credentials never leave your hands.
Is My Financial Data Secure?
Yes. Your data is protected with AES-256 encryption, held in complete isolation from every other user, and never shared or sold. Security runs through every layer of the app, not just the login screen.
Which Banks Does It Support?
Fixpenses works with any UAE bank account you add manually, so you're not limited to a fixed list of supported institutions. If you bank in the UAE, you can track it.
Can I Track Taksit Payments?
Yes. Add your installment plan once, and Fixpenses tracks what's due and when, so a taksit payment never catches you off guard.
How Much Does It Cost?
You can start for free and track your spending, budgets, and accounts without paying anything. Paid plans exist for people who want deeper reporting or multiple linked accounts, but the core app costs nothing to use.
Is There A Truly Free Plan?
Yes, and it's not a time-limited trial. The free plan covers real tracking and budgeting, not a stripped-down demo designed to expire.
Can I Export My Data?
Yes. Your data belongs to you, so you can export it whenever you want, in a format you can actually use elsewhere.
Still have questions? Contact our team →
Start Your Financial Journey Today
Take control of your spending in dirhams, without handing over your bank login. Free forever — upgrade whenever you need more.
No credit card required · Cancel anytime · AED pricing always