Budgeting
Step-by-step budgeting guides for UAE residents and businesses.

Gratuity Calculation UAE: How to Calculate Your End-of-Service Pay
Work out your UAE end-of-service gratuity in four steps, with worked AED examples for resignation, part years, unpaid leave and the two-year cap.

How to Build an Emergency Fund in the UAE
Losing a job in the UAE can start your visa clock too. Work out how big your emergency fund should be, where to keep it, and how ILOE and gratuity fit in.
Best Expense Tracker Apps in the UAE: An Honest Comparison
Comparing expense tracker apps for the UAE: AED support, bank sync vs manual entry, privacy, installments and price. Find the right app for how you spend.

Sinking Funds in the UAE: How to Save for Rent Cheques and School Fees
Rent cheques and school fees keep wrecking your budget? Set up a sinking fund in the UAE step by step, with a real AED family example and catch-up plan.

How to Create a Monthly Budget in the UAE: A Step-by-Step Guide
Build a monthly budget that plans for rent cheques, school fees and flights home, with a real AED 15,000 example and tips for small business owners.
Put these tips to work with your own numbers
- Budgets in AED by category
- Alerts before you overspend
- No bank login needed